After years of waiting, companies pay a third party to take the "birthright" of them, not "Buqingbubai" bid farewell to the unregulated gray career.
26 May, the central bank issued the first "pay business license", a total of 27 enterprises. Enraptured by natural card companies, many are in place, "sun" out of their license. Issuance of license end adjustment, but increased competition in third-party industry-changing the future of Payment: M & A boom is bound to grow, many companies have been licensed to express the aspirations of the acquisition; Even Although many companies have been licensed, but "unequal benefits" limited scope of various business space, restricted to the future development of the natural minor, the payment market will allocate for this reason.
All in all, a license is a third party payment "acceptance" rather than "degree", who have the last laugh, but also their own hard work.
Low-paid license
Starting in 2009, third party payment licensing focus on industry, but the expected time for a fall release of the second.
The first half of 2009, the central bank to conduct a comprehensive third-party payment companies and registration work thoroughly, so the market rumors about the issuance of license number no more than 10, but is expected to fall . Last September the central bank issued a "non-financial institution payment service management approach", began to seek third party payment companies must obtain a license within a year, some market participants believe that the license first to be released in April 2011, but is expected to lose again.
May 23, the establishment of China Association of payment clearing, almost all people in the industry believe that the inaugural meeting of the central bank will issue the license, "but the boots still did not fall," quick cash, a person in the inaugural ceremony of association regrets the "time IT News" correspondent said. He said at that time, the central bank may be on the list of Internet companies through low-key brand licensing.
Unfortunately, the industry, when the central bank unexpectedly brought a surprise. 3 days is 26 May, the central bank has issued a license, but extremely low-key, not the official Internet home pages for publication, but "hidden" in the article.
"" Pay business license "on the issue is 18 May, but the central bank is really quiet, I am also 26, was aware of the message from the central bank's official website." Quick First person company said.
Boots finally landed, so that these businesses are excited by the brand, companies faster, easier, Alipay and other "Xianbao" to show their license.
By card companies to recruit talent wide
Issuance of license will no doubt promote the healthy development of industry standards, third-party payment, which is convinced of the industry.
"We get the next license, including commercial banks have a partner, sent a congratulatory letter, on the one hand to congratulate the other emphasizes cooperation between the two parties will be more and more" prompt firms to said, suggesting that we are increasingly optimistic about the prospects of the industry.
Quick cash, CEO Kwan license issued by another prospect with an opportunity to bring the industry - will be issued a license to promote the flow of high-end third-party payment industry professionals. "He (Kwan) has emphasized this point, third-party payment companies need to understand the development of finance, to understand it, but also understands the traditional industries of" inter-complex talent 'e-commerce, license is not issued when you may feel that this industry is no line regulation, issued after this, no worries. "The company who said that the quick money.
YeePay CEO Bin Tang said that to get a license that is recognized at the national policy and central bank support for the future development of payment services also have a major role in the promotion. In YeePay website, published a number of partners, has sent a congratulatory message. Coincidentally, the day after to get a license, YeePay it announced massive recruitment of personnel to meet their business needs.
IResearch payment industry analyst Cheng Shin Yes, the central bank to pay for licenses, pay more to give third-party business, which means that the third party payment companies, will be able to take orders and prepaid bank cards and other forms of business, online payment service line of market penetration, and open up wider third-party payment market development. "With a license to run funds, insurance, bank card acquisition, and logistics and other areas open to third-party extension of the payment industry tens of thousands of billion business in the original, based on the rapid expansion of several hundred thousand billion or more. "Bao Shin Cheng said.
While the industry trend of future development in general is quite good, but not every business can be "equal opportunity." Although the first group of 27 companies to get permission, but they are allowed to change in the business, some business scope is narrow, while others are more, if any, type of business allowed to engage in business only three, while others up to six. "Business coverage is different, because it will surely affect the future development of enterprises, a wide range of future business development company to a larger space, political risk is relatively small." Bao Shin Cheng said.
"大鱼吃小鱼"
In accordance with the central bank issuing the term of license fees to third party for 1 September this year. In the next three months, will have a business license, but many companies can not do this. "Central Bank prior to delivery companies have third party payment of 300 or more, but there were only dozens of cards, not much," said Shan-Bao Cheng.
Although the central bank made no restrictions on the number of licenses issued, and no express provision for payment of a capital nature to make third-party restrictions, but the registered capital, the applicant did these strict rules, such as national business application requires a registered capital of 1 billion 30 million yuan in local demand, he got stuck paying more local small businesses. These companies can not get a license deal with two scores, had to leave, the second is to be purchased by card companies, for the first result of the unacceptable nature of these enterprises, so that they can find companies looking great for "protection".
Are licensed for business, this is M & A opportunities to expand the power of business development, enhance service levels, many companies have already expressed their intention to buy. Bin Tang said, do not rule out the possibility of buying other companies paid. Fast cash companies have expressed the same desire: "There are certainly small businesses can not obtain a license, we do not rule out the possibility of industry mergers, some systems a good choice, excellent customer value, or are complementary to our acquisition of business enterprises ", which said the company money fast. "Then, action will be more mergers and acquisitions, the trend is clear," said Bao Cheng Shin. Bin Tang believes that the industry merger wave may appear in the September 1 deadline after licensing.
Certainly been licensed telecom operators
In the first batch of cards list of 27 companies, has not found the mobile payments market has been "strong interest" in telecommunications carriers on the scene. But do not get the first group, does not mean that the future can not seem to be so good treasure, the operator obtain a license is a virtual certainty of things.
In March of this year, China Telecom set up a payment company "E-commerce Co., Ltd. Tianyi", in April, China Unicom was established "China Unicom Network Technology Co., Ltd. fertile easy to pay", while China Mobile shares at the beginning of Last year, Shanghai Pudong Development Bank, which includes payments on the move, now there is news that China Mobile is also planning to set up payment of the same company.
"The growing network of terminals and the case of telecom operators to channel increased risk, but also telecom operators pay to get rid of marginalization, good business is an important initiative." Cheng Shin explanation of Po operators are eager for third-party payment reasons.
The reason that does not appear in the list view, the way the store looks good, because the operator license application start too late, "in March or April to file an application, a short time can not be completed for approval." and central bank vice governor Liu Yu had also said that the first third-party license fees has been focused on publicity of 32 companies to pay, so test the operator is not surprising.
However, the central bank has issued a license for third-party payment standard is not "approval system", but "access line" system, the number of licenses, no limitations, so good treasure in the way it looks, has a strong background and influence of certain operators to obtain a license. Even if the unexpected did not get a license, operators have acquired licenses through the "curve" to enter the enterprise.
26 May, the central bank issued the first "pay business license", a total of 27 enterprises. Enraptured by natural card companies, many are in place, "sun" out of their license. Issuance of license end adjustment, but increased competition in third-party industry-changing the future of Payment: M & A boom is bound to grow, many companies have been licensed to express the aspirations of the acquisition; Even Although many companies have been licensed, but "unequal benefits" limited scope of various business space, restricted to the future development of the natural minor, the payment market will allocate for this reason.
All in all, a license is a third party payment "acceptance" rather than "degree", who have the last laugh, but also their own hard work.
Low-paid license
Starting in 2009, third party payment licensing focus on industry, but the expected time for a fall release of the second.
The first half of 2009, the central bank to conduct a comprehensive third-party payment companies and registration work thoroughly, so the market rumors about the issuance of license number no more than 10, but is expected to fall . Last September the central bank issued a "non-financial institution payment service management approach", began to seek third party payment companies must obtain a license within a year, some market participants believe that the license first to be released in April 2011, but is expected to lose again.
May 23, the establishment of China Association of payment clearing, almost all people in the industry believe that the inaugural meeting of the central bank will issue the license, "but the boots still did not fall," quick cash, a person in the inaugural ceremony of association regrets the "time IT News" correspondent said. He said at that time, the central bank may be on the list of Internet companies through low-key brand licensing.
Unfortunately, the industry, when the central bank unexpectedly brought a surprise. 3 days is 26 May, the central bank has issued a license, but extremely low-key, not the official Internet home pages for publication, but "hidden" in the article.
"" Pay business license "on the issue is 18 May, but the central bank is really quiet, I am also 26, was aware of the message from the central bank's official website." Quick First person company said.
Boots finally landed, so that these businesses are excited by the brand, companies faster, easier, Alipay and other "Xianbao" to show their license.
By card companies to recruit talent wide
Issuance of license will no doubt promote the healthy development of industry standards, third-party payment, which is convinced of the industry.
"We get the next license, including commercial banks have a partner, sent a congratulatory letter, on the one hand to congratulate the other emphasizes cooperation between the two parties will be more and more" prompt firms to said, suggesting that we are increasingly optimistic about the prospects of the industry.
Quick cash, CEO Kwan license issued by another prospect with an opportunity to bring the industry - will be issued a license to promote the flow of high-end third-party payment industry professionals. "He (Kwan) has emphasized this point, third-party payment companies need to understand the development of finance, to understand it, but also understands the traditional industries of" inter-complex talent 'e-commerce, license is not issued when you may feel that this industry is no line regulation, issued after this, no worries. "The company who said that the quick money.
YeePay CEO Bin Tang said that to get a license that is recognized at the national policy and central bank support for the future development of payment services also have a major role in the promotion. In YeePay website, published a number of partners, has sent a congratulatory message. Coincidentally, the day after to get a license, YeePay it announced massive recruitment of personnel to meet their business needs.
IResearch payment industry analyst Cheng Shin Yes, the central bank to pay for licenses, pay more to give third-party business, which means that the third party payment companies, will be able to take orders and prepaid bank cards and other forms of business, online payment service line of market penetration, and open up wider third-party payment market development. "With a license to run funds, insurance, bank card acquisition, and logistics and other areas open to third-party extension of the payment industry tens of thousands of billion business in the original, based on the rapid expansion of several hundred thousand billion or more. "Bao Shin Cheng said.
While the industry trend of future development in general is quite good, but not every business can be "equal opportunity." Although the first group of 27 companies to get permission, but they are allowed to change in the business, some business scope is narrow, while others are more, if any, type of business allowed to engage in business only three, while others up to six. "Business coverage is different, because it will surely affect the future development of enterprises, a wide range of future business development company to a larger space, political risk is relatively small." Bao Shin Cheng said.
"大鱼吃小鱼"
In accordance with the central bank issuing the term of license fees to third party for 1 September this year. In the next three months, will have a business license, but many companies can not do this. "Central Bank prior to delivery companies have third party payment of 300 or more, but there were only dozens of cards, not much," said Shan-Bao Cheng.
Although the central bank made no restrictions on the number of licenses issued, and no express provision for payment of a capital nature to make third-party restrictions, but the registered capital, the applicant did these strict rules, such as national business application requires a registered capital of 1 billion 30 million yuan in local demand, he got stuck paying more local small businesses. These companies can not get a license deal with two scores, had to leave, the second is to be purchased by card companies, for the first result of the unacceptable nature of these enterprises, so that they can find companies looking great for "protection".
Are licensed for business, this is M & A opportunities to expand the power of business development, enhance service levels, many companies have already expressed their intention to buy. Bin Tang said, do not rule out the possibility of buying other companies paid. Fast cash companies have expressed the same desire: "There are certainly small businesses can not obtain a license, we do not rule out the possibility of industry mergers, some systems a good choice, excellent customer value, or are complementary to our acquisition of business enterprises ", which said the company money fast. "Then, action will be more mergers and acquisitions, the trend is clear," said Bao Cheng Shin. Bin Tang believes that the industry merger wave may appear in the September 1 deadline after licensing.
Certainly been licensed telecom operators
In the first batch of cards list of 27 companies, has not found the mobile payments market has been "strong interest" in telecommunications carriers on the scene. But do not get the first group, does not mean that the future can not seem to be so good treasure, the operator obtain a license is a virtual certainty of things.
In March of this year, China Telecom set up a payment company "E-commerce Co., Ltd. Tianyi", in April, China Unicom was established "China Unicom Network Technology Co., Ltd. fertile easy to pay", while China Mobile shares at the beginning of Last year, Shanghai Pudong Development Bank, which includes payments on the move, now there is news that China Mobile is also planning to set up payment of the same company.
"The growing network of terminals and the case of telecom operators to channel increased risk, but also telecom operators pay to get rid of marginalization, good business is an important initiative." Cheng Shin explanation of Po operators are eager for third-party payment reasons.
The reason that does not appear in the list view, the way the store looks good, because the operator license application start too late, "in March or April to file an application, a short time can not be completed for approval." and central bank vice governor Liu Yu had also said that the first third-party license fees has been focused on publicity of 32 companies to pay, so test the operator is not surprising.
However, the central bank has issued a license for third-party payment standard is not "approval system", but "access line" system, the number of licenses, no limitations, so good treasure in the way it looks, has a strong background and influence of certain operators to obtain a license. Even if the unexpected did not get a license, operators have acquired licenses through the "curve" to enter the enterprise.
没有评论:
发表评论